Income Lab Community

Feature Webinar: Life Hub - May 2026

Isley Verbonitz — Tue, 05 May 2026 21:16:13 GMT

Watch our Life Hub webinar to learn best practices for using these tools in client meetings, including navigation tips, key features, and how to turn the visuals into clearer decisions.

Feature Webinar: Tax Lab May 2026

Isley Verbonitz — Tue, 05 May 2026 21:14:34 GMT

Watch our Tax Lab webinar to learn best practices for using these tools in client meetings, including navigation tips, key features, and how to turn the visuals into clearer decisions.

Feature Webinar: Preretirement Planning - Insights + Decision Lab - May 2026

Isley Verbonitz — Tue, 05 May 2026 21:12:48 GMT

Watch our Preretirement Planning Insights + Decision Lab webinar to learn best practices for using these tools in client meetings, including navigation tips, key features, and how to turn the visuals into clearer decisions.

Feature Webinar: Stress Test + Test Plan + Historical Analysis - May 2026

Isley Verbonitz — Tue, 05 May 2026 21:01:50 GMT

Watch our Stress Test + Test Plan + Historical Analysis webinar to learn best practices for using these tools in client meetings, including navigation tips, key features, and how to turn the visuals into clearer decisions.

Asset LOCATION Tab/Feature

Zach Chiara — Tue, 05 May 2026 03:50:46 GMT

Would love to see an asset location tab similar to how RightCapital has one, showing the asset mix optimized by account type and the estimated tax savings as a result. Giving us the ability to choose a household allocation and then have the software automatically apply that by account type in the most tax-efficient way possible from a location perspective.

Income Lab & Move Health Workshop: Creating The Ultimate Retirement Checklist with Russ Thornton

Isley Verbonitz — Mon, 04 May 2026 22:52:12 GMT

Whether a client is years, months, or days away from retirement, there is always something to be done to create a successful retirement plan. One of the most powerful things an advisor can do is help clients understand, visualize, and take control of their retirement plan, no matter how far away (or close!) they are to the big day. That means focusing on what they can influence, such as managing income, optimizing healthcare costs, and making smart annual updates.

In this workshop with Income Lab and Move Health, Russ Thornton of Wealthcare will share how he uses both platforms to create his ultimate retirement checklist for clients that can be easily updated to account for changing life events and circumstances.

Key Learning Objectives:

• Identify critical life events that should prompt retirement income and healthcare planning conversations.

• Help clients manage their income—not just their investments—to better control healthcare costs and qualify for programs like Premium Tax Credits (especially now that Enhanced APTCs have been sunsetted.)

• Use Income Lab’s suite of tools to easily update retirement income strategies and keep plans on track year after year, month after month, regardless of changing market conditions and life events.

• Leverage Move Health’s platform to guide clients through smarter healthcare decisions, helping protect both their wealth and their health as they age.

Understanding Plan Income-Surplus

Glenn Carter — Sun, 03 May 2026 16:43:54 GMT

I am new to Income Lab. I am modeling a plan which has EXCESS ASSETS compared to what is needed for expenses. The chosen model is Roth Conversion is Fill to 24% bracket and showing Real Today's Dollars. When the default baseline "How much can I spend" is selected; the Life-Hub Savings & Expenses page shows an Income Surplus that is just hanging on the "cash flow" ribbons. If I switch to the baseline "How Can I Spend? XX with the same Baseline Expenses entered (no other plan changes); the expanded Life Hub page (or the LifeHub-Saving&Expenses page) shows significantly less being withdrawn each year from the taxable investment accounts (equal to Income Surplus+difference in taxes paid) and no Income-Surplus. The Income Surplus stays within the taxable accounts, compounding and without paying taxes on surplus withdrawal. It makes a very significant difference in total assets of the plan 15 years from now.

I have spent a few hours reading the "helps" & watching videos to find how this Income Surplus is accounted for each year; how it could be directed into a taxable investment account; or the BEST OPTION of how to not withdraw it (other than switching to "How Can I Spend?" baseline). So far I have found references that the excess can be reinvested but not how to do it. How do I adjust the plan to prevent the Income-Surplus being ignored each year? I looked at the Distribution Setting of the taxable accounts; but I did not see selection that would prevent the excess withdrawal.

Thanks for any help provided.

Using Income Lab to Transition Into a Retirement Paycheck

Neil Damato — Fri, 01 May 2026 00:20:29 GMT

For those of you using Social Security workshops as a way of getting prospects to your office, I’m curious how you’re handling the next step.

I’m a brand-new Income Lab user. My current process is to run Social Security educational workshops, then invite prospects in my office for a complimentary review (using another software program) to identify their optimal filing strategy…their “Social Security sweet spot.” That part works well.

Where I’m looking for ideas is what happens after that. Once you’ve helped someone optimize their Social Security, how are you using Income Lab to transition into a broader retirement income distribution planning conversation? Specifically, how are you presenting Income Lab so it naturally opens the door to deeper planning work?

Would love to hear how others are structuring that handoff. Thank you!!

tax lab and implmentation

Nat — Tue, 28 Apr 2026 18:23:57 GMT

It would be helpful to have an option on Tax Lab to COPY the plan and change the tax strategy. As opposed to simply change the tax strategy. I like to keep the baseline tax strategy to show the client. And then walk them through the Tax Lab analysis. That doesnt work as well when the strategy has already been changed to the optimal strategy. It seems as though Tax Lab was designed to show the benefit of changing tax strategy that means that you want to leave the strategy on the non-ideal so you can use Tax Lab to show the comparison.

Automatic Annuity Features

David McCain — Tue, 28 Apr 2026 13:35:05 GMT

I think it would be great if there was a way that we could enter the name of an annuity product and based on the product selected, it asks which features were selected so the actual distribution plan could be demonstrated in the clients Incomelab instead of manually entering growth, step ups and distributions etc. I'd like to think there may be some kind of Annuity order Intelligence API.